Insurance Branches
Accident Insurance
Human life is priceless. However it is a fact that you can never be careful enough. Accidents can happen anywhere; in our homes, work environment, and everywhere else.
An accident is any random event due to a violent external cause, sudden, random, and not planed by the individual in question.
The consequences of an accident are divided into 3 categories:
- Temporal injuries where the individual suffered the accident is found temporally totally or partial disable, for full or part time work, and has been subjected under medical treatment or observation or on medical leave of absence.
- Permanent injuries where the individual suffered the accident becomes permanently totally or partial disable, unable to perform his profession, or for the loss or reduce functionality of a body member (upper and lower).
- Due to death by accident.
Note: Illness is considered any diseases or condition not caused by an accident which may occur at any time resulting in temporary or permanent disability or even death.
Coverage provided in case of ACCIDENTS are:
- Death due to accident
- Permanent complete disability
- Neurological brain damage
- Permanent partial disability
- Medical care
- Temporal disability due to accident
- Medical benefits
- Surgical benefits
Accident Insurance policies can either be a personal or group contract.
